Penguatan Keterampilan Pengelolaan Keuangan Usaha Kelompok Nelayan Pengolah Udang: Evaluasi Hasil Edukasi Keuangan
DOI:
https://doi.org/10.33394/jpu.v7i4.22665Keywords:
Financial Management, Community Empowerment, Fisherfolk Group, Coastal Micro-EnterpriseAbstract
This community service program aims to strengthen the financial management capacity of the Shrimp-Processing Fisherfolk Group in Pidodo Kulon Village, Kendal Regency, through the systematic implementation of cash recording, income statement preparation, and the separation of business and personal finances to promote business transparency and sustainability. The program employed an educational and practical training approach involving 22 participants. Program evaluation was conducted using pre-tests and post-tests, with the data analyzed using a paired-samples t-test following the Shapiro–Wilk normality test. The results demonstrated a significant improvement in participants' financial management knowledge, with the mean score increasing from 53.64 to 75.45 (mean difference = 21.82; t(21) = −9.329; p < .001; r = 0.638; p = .001). Participants who had previously relied solely on memory began implementing cash recording and cost calculations in their daily business activities. These findings suggest that practice-based financial education using simple manual bookkeeping instruments can serve as a feasible initial step toward strengthening the financial management capacity of coastal microenterprises with limited access to digital technology. However, sustained implementation requires periodic mentoring and follow-up assessments to ensure that these practices are maintained over time.
References
Abdjul, T., , Nurhayati Nurhayati, N., & Mustaqimah. (2023). PEMBERDAYAAN MASYARAKAT PESISIR MELALUI PROGRAM WIRAUSAHA NUGGET IKAN CAKALANG DI DESA TOMBULILATO KECAMATAN BONE RAYA. 4(2), 102–109. https://doi.org/10.22219/janayu.v2i2.16075
Agusalim, M., Ratnawati, K., & Djazuli, A. (2025). International Journal of Sustainable Development and Planning Enhancing Fishermen ’ s Sustainable Livelihoods : The Role of Financial Literacy , Networking , and Funding Decisions. 20(7), 3123–3132.
Anugriati, Ifra Khumaera Khaerani, N. I. A. (2026). Pemberdayaan Kelompok Nelayan dalam Hilirisasi Produk Ikan. 5(2), 1275–1282.
Ardiansyah Rasyid, Hendrik, R. F. (2025). Pelatihan Literasi Finansial Pada Usaha Mikro Kecil Menengah ( UMKM ). 2(1), 71–85.
Becker. (1964). Human Capital: A Theoretical and Empirical Analysis with Special Reference to Education, First Edition.
Bergold, J., & Thomas, S. (2012). FOR : QU S OCIAL RES EARCH UNG Participatory Research Methods : A Methodological Approach in Motion.
Dahmen, P., & Rodríguez, E. (2014). Financial Literacy and the Success of Small Businesses : An Observation from a Small Business Development Center Financial Literacy and the Success of Small Businesses : An Observation from a. 7(1).
Defrizal, V. T. N. (2024). Pelatihan perhitungan hpp bagi umkm binaan rumah bumn bandar lampung dalam rangka efisiensi biaya produksi 1,2.
Dewi, W. K., & Edt, R. W. (2023). Pengaruh Literasi Keuangan terhadap Pengelolaan Keuangan Usaha Mikro Kecil dan Menengah. 5(2), 179–186. https://doi.org/10.30812/target.v5i2.3549
Hardati, R. N., Widayawati, E., Anastuti, U., Malang, I., & Trianti, K. (2025). PENDAMPINGAN BERBASIS PLANNING , ORGANIZING ,.
Hariyani, N. (2022). Efektivitas Pelatihan Literasi Keuangan bagi Rumah Tangga Petani Effectiveness of Financial Literacy Training for Farmer Households. 6(2), 37–44. https://doi.org/10.51589/ags.v6i2.3134
Indriastuti, A., Widyartati, P., & Setiyanti, S. W. (2025). Membangun Kesadaran Finansial Pada UMKM. 2(3), 27–33.
Indriastuti, M. (2022). Literasi Keuangan pada UMKM ‘ Aisiyah Kabupaten Semarang. 4(2), 176–184.
Indriastuti, M., & Riansyah, A. (2024). Pelatihan Pengelolaan dan Proses Transaksi Usaha Bisnis UMKM Berbasis Digital. 6(1), 30–38.
Koesrianti, Aktieva Tri Tjitrawati, A. R. A. (2024). Aksiologiya : Jurnal Pengabdian Kepada Masyarakat Pemberdayaan Ekonomi Secara Berkelanjutan Perempuan Nelayan dengan Pelatihan Pembuatan Abon Ikan Sustainability economic empowerment of women in fisheries by providing a training in creating fish floss pro. 8(1), 42–64.
Kolb, D. A., & Boyatzis, R. E. (2000). Experiential Learning Theory: Previous Research and New Directions. 216.
Made, N., Rosa, M., Wardani, N. W., Gede, P., Cipta, S., Surya, G., Studi, P., & Informatika, T. (2022). Pelatihan pengelolaan laporan keuangan sederhana bagi umkm the sleepy jon gianyar bali. 2(1), 118–123.
Marlina Magdalena, Annisa Fatimah, Y., & Widhiyanti, S. (2026). Membangun Keluarga Cerdas Finansial Melalui Edukasi Literasi Keuangan Ibu PKK Di Desa Asrikaton – Kabupaten Malang. 7(1), 1–13. https://doi.org/10.22219/janayu.v7i1.42047
Mutamimah, Zaenudin, S. Y. (2022). Peningkatan Kompetensi Manajemen Keuangan dan Kewirausahaan pada Usaha Mikro di Desa Rowosari Kabupaten Kendal. 25(2).
Mwita, K., Wilson, D., & John, S. (2023). Social Sciences & Humanities Open Financial management practices and performance of agricultural small and medium enterprises in Tanzania. Social Sciences & Humanities Open, 7(1), 100494. https://doi.org/10.1016/j.ssaho.2023.100494
Namotemo, H., Kour, F., Dilly, A., Akerina, F. O., & Amahorseja, A. L. (2021). Strategy for Micro and Small Businesses Development in the Fisheries Sector in North Halmahera Regency , Indonesia. 7(1), 63–72.
Nana, F., & Otoo, K. (2024). Assessing the in fl uence of fi nancial management practices on organizational performance of small- and medium-scale enterprises. 21(2), 162–188. https://doi.org/10.1108/XJM-09-2023-0192
Oktavian, C., Rahmadhani, I., & Astuti, T. D. (2024). Pelatihan Pencatatan Laporan Keuangan Sederhana Pada UMKM di Kecamatan Nanggulan. 4(6). https://doi.org/10.59818/jpm.v4i6.955
Permadi, R., Winarti, L., Hayati, S., & Mulyanto, S. (2024). Revitalisasi Kelompok Wanita Nelayan ( KWN ) " Mandiri " Melalui Optimalisasi Digital Marketing dan Standarisasi Produk Terasi di Desa Sungai Undang Kabupaten Seruyan. 4(3), 2141–2152.
Prasetya, B. (2024). Peran Literasi Keuangan Nelayan Dan Perilaku Rumah Tangga Serta Implikasinya Terhadap Ketahanan Ekonomi Keluarga ( Studi Pada Keluarga Nelayan Di Pelabuhan Sadeng , Gunungkidul , Secara geografis Indonesia berada di diperoleh secara turun-temurun dari nen. 30(1), 126–145.
Radeswandri, Musa Thahir, Gandring Vemberia Ismayanti, A. Y. D. (2024). PEMBERDAYAAN KEWIRAUSAHAAN MELALUI PENINGKATAN LITERASI KEUANGAN MASYARAKAT : PROGRAM MANAJEMEN KEUANGAN PRIBADI UNTUK MEWUJUDKAN KEUANGAN YANG. 216–225.
Siang, Mimit Primyastanto, P. P. (2023). The Performance of Livelihood-Enterprise Sustainability of Fish Processing MicroSmall Scale in Kendari, Indonesia. 27(6), 1091–1107. https://ejabf.journals.ekb.eg/article_334377_af25e28eb074b7cda9573c5b6d6da162.pdf
Yoga, A., Putra, P., Novia, D., Nabila, I. R., & Sandra, D. (2025). Pemberdayaan Kelompok Nelayan Pengolah Udang melalui Implementasi Integrated Fishfolk Training pada Sektor Penguatan Usaha , Sosialisasi NIB dan SPP-IRT , serta Pelatihan Keuangan di Desa Pidodo Kulon. 5(3), 536–547. https://doi.org/10.59431/ajad.v5i3.655
Yohana Magdalena Kalorbobir, E. M. P. (2024). PERENCANAAN KEUANGAN KELUARGA NELAYAN DI DESA DURJELA , KABUPATEN KEPULAUAN ARU. 2.
Published
How to Cite
Issue
Section
Citation Check
License
Copyright (c) 2026 The Author(s)
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
